Savings Rates

Savings rates
Rate Type Annual Percentage Yield (APY**) Dividend Rate
Share Savings 0.25% 0.25%
Special Savings 0.25% 0.25%
Tax & Insurance 0.17% 0.17%
IRA 0.65% 0.65%
Christmas Club 0.50% 0.50%
Jr. Savings / Special Savings 0.50% 0.50%

Share Certificate (CD) Rates

Requires $1,000 Minimum Balance To Open. (Penalty For Early Withdrawal May Be Imposed.)

CD Rates
Rate Type Annual Percentage Yield (APY**) Dividend Rate
91 day 3.09% 3.05%
182 day 3.28% 3.25%
12 month 3.55% 3.50%
18 month 2.57% 2.55%
24 month 2.68% 2.65%
30 month 2.78% 2.75%
36 month 2.88% 2.85%
48 month 2.98% 2.95%
18 month Special ($5,000 min.) 2.57% 2.55%

Loan Rates

loan Rates
Loan Type Loan Rate (APR*) Term Payment per $1,000 Borrowed
New Cars (2026 - 2024) as low as 3.99% 36 Months $29.53
Used Cars (2023 & older) as low as 4.49% 36 Months $29.75
Kwik Cash 15.90% LOC $30
Unsecured Loan as low as 8.99% 36 Months $31.81
Share Secured 4.00% 36 Months $29.53
CD Secured 3% above CD rate
Mortgage rates
First Mortgage Lien Loan Rate (APR*) Term Payment per $10,000 Borrowed
10 Year Fixed as low as 6.10% 120 Months $111.57
15 Year Fixed as low as 5.90% 180 Months $83.89
Second Mortgage Loan as low as 6.10% 120 Months $111.57

All rates & terms are subject to credit approval. All rates effective 05/07/2026.

For more information, please call (608) 362-8983 or 888-WE-GO-TCU. NMLS# 799654.